Free Retirement Planning Tools

Tools built for retirees and pre-retirees navigating IRAs, Roth conversions, Medicare, and long-term financial planning.

Retirement & Tax Planning

See the tax a conversion would cost using 2026 brackets, and how much room is left in yours.

See the true combined tax burden of your IRA across your lifetime and your heirs'.

Find out if your retirement income will trigger higher Medicare premiums.

Estimate your pension income and compare lump sum vs. annuity options.

Fill your bracket every year to age 73, and stop short of a Medicare surcharge.

See the power of compound growth on your savings over time.

Track your total net worth across all assets and liabilities.

Plan how much to save for education costs with a 529 or other accounts.

Estimate how much coverage your family needs based on income and obligations.

See which percentile your net worth falls in for your age group.

Compare the 100, 110 and 120 minus age rules against a target-date glidepath.

A calculator tells you what a decision costs. The Learning Center explains the rule that makes it cost that.

Just Getting Started

Download the 99¢ ebook. Plain language, real math, no fluff.

Ready to See Your Numbers

Book 20 minutes with Paul. Walk away knowing your Family Tax Rate and whether conversion makes sense for your situation.

Free • No obligation