Roth IRA Conversion Calculator

Compare the long-term impact of converting your traditional IRA to a Roth IRA.

Traditional IRA Balance ($)

Amount to Convert ($)

Current Tax Rate (%)

Expected Retirement Tax Rate (%)

Years Until Retirement

Expected Annual Growth (%)

If You Convert (Roth)

Tax Now: $12,000

Future Value: $89,542

Tax-Free at Withdrawal

If You Don't Convert

No Tax Now

Future Value: $89,542

Tax Later: $19,699

Net Benefit of Converting:$7,699