AMD 401(k) at a glance
| Employer match | AMD matches 75% of the first 6% of pay you contribute (max 4.5% of pay). |
|---|---|
| Maximum match | 4.5% of pay |
| Contribution needed for full match | 6% of pay |
| Stock purchase plan | AMD has an employee stock purchase plan (per 10-K); terms were not confirmed. |
| Who this applies to | US employees |
How much is the AMD match worth?
If you contribute 6% of your pay, AMD adds the full match. Here is what that means at different salaries, per year, before investment growth:
| Salary | You contribute (6%) | AMD match |
|---|---|---|
| $40,000 | $2,400 | $1,800 |
| $60,000 | $3,600 | $2,700 |
| $90,000 | $5,400 | $4,050 |
| $150,000 | $9,000 | $6,750 |
Illustration based on the plan terms above. Your actual match depends on eligible pay, timing and plan rules.
Good to know
- AMD contributed about $84 million to the 401(k) plan in 2025.
- Vesting, eligibility and auto-enrollment terms were not found in public filings.
How to make the most of your AMD 401(k)
- Always get the full match. Contribute at least 6% of pay. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does AMD match 401(k) contributions?
AMD matches 75% of the first 6% of pay you contribute (max 4.5% of pay).
How much should I contribute to get the full AMD match?
Contribute at least 6% of your pay. Anything less leaves part of the match unclaimed.
Sources (last verified 2025)
- Advanced Micro Devices Form 10-K (FY2025), Note 15 Retirement Benefit Plans — SEC EDGAR (2026-02-04)
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.