Nvidia 401(k) at a glance
| Employer match | Nvidia matches dollar-for-dollar on your first $6,000 and 50 cents per dollar on the next $11,000 (max match $11,500 a year). |
|---|---|
| Vesting | ImmediateMatching contributions vest immediately. |
| Eligibility | All regular employees are eligible to participate. |
| Automatic enrollment | New hires who make no election are auto-enrolled at 6% pre-tax after 35 days. |
| Roth 401(k) option | Yes |
| Pension | No |
| Stock purchase plan | Nvidia offers an Employee Stock Purchase Plan. Terms were not confirmed. |
| Plan provider | Fidelity |
| Who this applies to | US regular employees |
Good to know
- The match is dollar-based, not a percent of pay. You must contribute $17,000 to get the full $11,500 match.
- Match is applied every pay period.
Other Nvidia retirement benefits
- After-tax contributions with in-plan Roth conversion (mega backdoor Roth) are allowed.
- Student loan repayment program.
How to make the most of your Nvidia 401(k)
- Always get the full match. Contribute enough to earn every matching dollar. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does Nvidia match 401(k) contributions?
Nvidia matches dollar-for-dollar on your first $6,000 and 50 cents per dollar on the next $11,000 (max match $11,500 a year).
When does the Nvidia 401(k) match vest?
Matching contributions vest immediately.
When can I join the Nvidia 401(k)?
All regular employees are eligible to participate.
Sources (last verified 2026)
- 401(k) Plan — NVIDIA Benefits (2026)
- New Hire Information — NVIDIA Benefits (2026)
- NVIDIA 401(k) — Skloff Financial Group (2026)
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.