Honeywell 401(k) at a glance
| Employer match | Honeywell matches 87.5% of the first 8% of eligible pay you contribute (max 7% of pay). The match is paid once a year. |
|---|---|
| Maximum match | 7% of pay |
| Contribution needed for full match | 8% of pay |
| Vesting | 3 years to fully vestMatching contributions vest 100% after 3 years of service. |
| Eligibility | You must enroll to get the match. You must be actively employed through December 15 to receive that year's match, which is paid by the end of the next January. |
| Automatic enrollment | Honeywell's benefits site says you must actively enroll to get the match; no auto-enroll rate is stated. |
| Roth 401(k) option | Yes |
| Pension | YesThe Honeywell Retirement Earnings Plan (a cash balance pension) is closed to new hires and frozen for most employees. |
| Plan provider | Fidelity |
| Who this applies to | US non-union employees |
How much is the Honeywell match worth?
If you contribute 8% of your pay, Honeywell adds the full match. Here is what that means at different salaries, per year, before investment growth:
| Salary | You contribute (8%) | Honeywell match |
|---|---|---|
| $40,000 | $3,200 | $2,800 |
| $60,000 | $4,800 | $4,200 |
| $90,000 | $7,200 | $6,300 |
| $150,000 | $12,000 | $10,500 |
Illustration based on the plan terms above. Your actual match depends on eligible pay, timing and plan rules.
Good to know
- Union and some government-contract employees have a different, variable match (0% to 87.5%).
- The match is first invested in Honeywell stock.
- Employees moved to Solstice (Oct 2025 spin-off) or the divested PPE business got accelerated vesting.
Other Honeywell retirement benefits
- After-tax contributions are allowed (up to $72,000 total in 2026).
How to make the most of your Honeywell 401(k)
- Always get the full match. Contribute at least 8% of pay. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does Honeywell match 401(k) contributions?
Honeywell matches 87.5% of the first 8% of eligible pay you contribute (max 7% of pay). The match is paid once a year.
When does the Honeywell 401(k) match vest?
Matching contributions vest 100% after 3 years of service.
When can I join the Honeywell 401(k)?
You must enroll to get the match. You must be actively employed through December 15 to receive that year's match, which is paid by the end of the next January.
Does Honeywell offer a pension?
The Honeywell Retirement Earnings Plan (a cash balance pension) is closed to new hires and frozen for most employees.
How much should I contribute to get the full Honeywell match?
Contribute at least 8% of your pay. Anything less leaves part of the match unclaimed.
Sources (last verified 2026)
- Save for Retirement — Honeywell Benefits (2026)
- Honeywell 401(k) Plan Form 11-K — SEC EDGAR (2026)
- US Honeywell Retirement Guide — Honeywell Benefits
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.