Leidos 401(k) at a glance
| Employer match | Leidos matches 100% of the first 6% of pay you contribute (pre-tax or Roth), calculated each paycheck. Some job groups ('fringe codes') get a 50% match on the first 6% or no match. |
|---|---|
| Maximum match | 6% of pay |
| Contribution needed for full match | 6% of pay |
| Vesting | ImmediateEmployee and company contributions are 100% vested immediately. |
| Eligibility | All Leidos employees can join the plan immediately. |
| Roth 401(k) option | Yes |
| Plan provider | Empower (since July 2025; previously Vanguard) |
| Who this applies to | US Leidos employees; union-represented staff follow their bargaining agreements |
How much is the Leidos match worth?
If you contribute 6% of your pay, Leidos adds the full match. Here is what that means at different salaries, per year, before investment growth:
| Salary | You contribute (6%) | Leidos match |
|---|---|---|
| $40,000 | $2,400 | $2,400 |
| $60,000 | $3,600 | $3,600 |
| $90,000 | $5,400 | $5,400 |
| $150,000 | $9,000 | $9,000 |
Illustration based on the plan terms above. Your actual match depends on eligible pay, timing and plan rules.
Good to know
- The match is per paycheck, so employees who hit the IRS limit early in the year stop getting the match.
- Recordkeeping moved from Vanguard to Empower in July 2025.
Other Leidos retirement benefits
- Traditional after-tax contributions (not matched)
- Leidos stock among investment options
How to make the most of your Leidos 401(k)
- Always get the full match. Contribute at least 6% of pay. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does Leidos match 401(k) contributions?
Leidos matches 100% of the first 6% of pay you contribute (pre-tax or Roth), calculated each paycheck. Some job groups ('fringe codes') get a 50% match on the first 6% or no match.
When does the Leidos 401(k) match vest?
Employee and company contributions are 100% vested immediately.
When can I join the Leidos 401(k)?
All Leidos employees can join the plan immediately.
How much should I contribute to get the full Leidos match?
Contribute at least 6% of your pay. Anything less leaves part of the match unclaimed.
Sources (last verified 2025)
- Leidos, Inc. Retirement Plan Overview (effective 1-2025) — Leidos (2025-01)
- Frequently asked questions about the Leidos, Inc. Retirement Plan move to Empower — Leidos (2025-04)
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.