Intuit 401(k) at a glance
| Employer match | Intuit matches 125% of what you contribute, up to 6% of pay (up to 7.5% of pay from Intuit), subject to a maximum dollar amount. |
|---|---|
| Maximum match | 7.5% of pay |
| Contribution needed for full match | 6% of pay |
| Eligibility | US employees can contribute up to 75% of pre-tax pay. |
| Pension | No |
| Stock purchase plan | The ESPP lets employees buy Intuit stock at 85% of the lower of the price at the start or end of each six-month offering period. |
| Who this applies to | US employees of Intuit, including Credit Karma employees since August 2026 |
How much is the Intuit match worth?
If you contribute 6% of your pay, Intuit adds the full match. Here is what that means at different salaries, per year, before investment growth:
| Salary | You contribute (6%) | Intuit match |
|---|---|---|
| $40,000 | $2,400 | $3,000 |
| $60,000 | $3,600 | $4,500 |
| $90,000 | $5,400 | $6,750 |
| $150,000 | $9,000 | $11,250 |
Illustration based on the plan terms above. Your actual match depends on eligible pay, timing and plan rules.
Good to know
- The match is subject to a maximum aggregate matching amount not stated in the 10-K.
- Credit Karma employees had a separate plan (100% match up to 6%) until August 2026, when they moved into the Intuit plan.
How to make the most of your Intuit 401(k)
- Always get the full match. Contribute at least 6% of pay. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does Intuit match 401(k) contributions?
Intuit matches 125% of what you contribute, up to 6% of pay (up to 7.5% of pay from Intuit), subject to a maximum dollar amount.
When can I join the Intuit 401(k)?
US employees can contribute up to 75% of pre-tax pay.
How much should I contribute to get the full Intuit match?
Contribute at least 6% of your pay. Anything less leaves part of the match unclaimed.
Sources (last verified 2026)
- Intuit Inc. Form 10-K for fiscal 2026 — SEC EDGAR (2026-09-09)
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.