SAIC (Science Applications International Corp.) 401(k) at a glance
| Employer match | SAIC matches a percentage of your contributions, up to 4% of pay. The exact formula depends on your fringe benefit package. |
|---|---|
| Maximum match | 4% of pay |
| Vesting | ImmediateYour contributions and all company contributions vest immediately. |
| Eligibility | Most employees can contribute and receive the match from the start of employment, if they are in an eligible fringe benefit package. |
| Pension | No |
| Who this applies to | US employees of SAIC in an eligible fringe benefit package |
Good to know
- The 11-K gives only the 4% maximum; the per-package formula is not public.
Other SAIC (Science Applications International Corp.) retirement benefits
- Contributions up to 75% of eligible pay
- SAIC stock fund (capped at 50% of new contributions)
How to make the most of your SAIC (Science Applications International Corp.) 401(k)
- Always get the full match. Contribute enough to earn every matching dollar. It is an instant return you cannot get anywhere else.
- Check your vesting date before you change jobs, so you do not leave unvested money behind.
- Pre-tax or Roth? If you expect a higher tax rate in retirement, Roth contributions can pay off. Model it with our Roth conversion calculator.
- Watch fees and prefer low-cost index or target-date funds in the plan lineup.
- Plan the whole picture: see how your state taxes retirement income before you decide where to retire.
Frequently asked questions
Does SAIC (Science Applications International Corp.) match 401(k) contributions?
SAIC matches a percentage of your contributions, up to 4% of pay. The exact formula depends on your fringe benefit package.
When does the SAIC (Science Applications International Corp.) 401(k) match vest?
Your contributions and all company contributions vest immediately.
When can I join the SAIC (Science Applications International Corp.) 401(k)?
Most employees can contribute and receive the match from the start of employment, if they are in an eligible fringe benefit package.
Sources (last verified 2025)
- SAIC Retirement Plan Form 11-K for 2025 — SEC EDGAR (2026-06-17)
Educational content only, not tax, legal or investment advice. Plans and tax laws change; confirm details with your employer's plan documents or your state revenue department. Smart Financial Lifestyle is not affiliated with any employer named on this site.